Offering Memorandum

VERTEX ONE ASSET MANAGEMENT INC.

Vertex Fund Offering Memorandum

Vertex Managed Value Portfolio Offering Memorandum

Vertex Strategic Income Fund (VSIF) Offering MemorandumNEW

VAN ARBOR ASSET MANAGEMENT LTD.

Van Arbor Offering Memorandum

BANCORP FINANCIAL SERVICES INC.

Bancorp Balanced Mortgage Fund II Offering Memorandum

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